PROPERTY FUNDING SOLUTIONS

Development Finance UK for Property Projects

Secure the right development finance UK solution for new builds, conversions, and refurbishment projects. Funding is structured around project costs, build stages, and development plans from start to completion.

70%
Loan to gross development value
100%
Build costs funded
6–24mo
Typical project term

Staged funding, matched to the build

Development finance is not disbursed as a lump sum but drawn down as work is completed, the land or purchase price being financed first, then the build costs being claimed back against the work completed at each stage.

All projects are discussed on the development plans, the costs involved and the funds needed, along with new-build residential schemes, conversions and complete refurbishment where the works exceed light renovation.

We collaborate with the quantity surveyor and the monitoring surveyor of the project during application to practical completion and therefore drawdowns are not held up unnecessarily at any stage.

Suited to a range of project types

Development finance is structured around the scheme. Here's where it's most commonly used.

01

Ground-up new build

Residential schemes constructed on land or a cleared site are funded and discharged in stages of building.

02

Conversions

Converting commercial properties, barns or single homes into several residential units.

03

Heavy refurbishment

Construction of structures, extensions and reconfiguring that is not covered by a normal mortgage.

04

HMO & multi-unit schemes

Projects creating multiple lettable units from a single property or site.

How a facility is drawn down

From initial appraisal through to the final stage payment.

01

Project appraisal

Share the plans, costs and GDV; we confirm in principle what the scheme can support.

02

Terms & monitoring

Agreements are made and a monitoring surveyor is selected to supervise the build.

03

Day-one drawdown

The release of land or purchase funding occurs when the work is completed, prior to the commencement of works on site.

04

Staged drawdowns

The cost of the building is discharged at the agreed stages with the verified progress.

Discuss your development project

Tell us about the scheme and the numbers, and we will be back with a clear, straightforward picture of what can be done.

Speak to an adviser
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