Need quick access to capital? Our bridging finance UK solutions help fund property purchases, refinancing, auctions, and time-sensitive opportunities with flexible terms tailored to your property and timeline.
Bridging finance is used in those times when the normal mortgage schedule fails to fit in - an auction buy with 28 days to complete, a chain that must be broken, or a property that must be refurbished before it can be mortgaged in the normal way.
We evaluate every query on the property, the exit strategy and the situation of the applicant and then design a facility based on those details and not a fixed product. That covers residential, semi-commercial and land with planning, both regulated and unregulated.
Each case is dealt with personally with an adviser, from first enquiry to final decision, so the funding structure - and the way out - is agreed before an application is taken anywhere.
Bridging is rarely a one-size product. Here's where it's most commonly used.
Financing that is designed to fit within strict completion deadlines, and the terms are agreed prior to the date of the auction.
Money used temporarily to finalize a purchase and a related sale is pending.
Investment in properties that require renovation before they can be financed under a normal mortgage.
Funds borrowed against an existing asset to finance improvement works or release equity.
A straightforward route from enquiry to funds released.
Divide the property, purpose and schedule; we affirm in principle what is possible.
Indicative terms are ready, covering the rate, LTV, fees and the proposed exit.
The legal work is done by solicitors and the valuation is done at the same time.
The release of funds is done upon completion and the exit route is checked and kept on record.
Tell us about the property and the timeline, and we will be back with a clear and honest opinion of what can be done.
Speak to an adviser